Cris has been in the Asset Management industry for over 10 years, and focuses on Wealth Management, Real Estate Planning, Family Financial Planning and College Planning. Beginning his career at Morgan Stanley Private Wealth Management, Cris has experience working with and leading teams who managed over $1B in assets under management. Cris’ main role is advising assets while building customized generational financial plans with a focus on working with small businesses and business owners. Additionally, Cris has extensive experience working with families who own a family business. As a son of immigrant business owners, Cris learned firsthand how financial services and capital markets can play an instrumental role or a family and the business. These experiences sparked a lifelong passion to help similar families who can benefit from asset management and lead to Cris founding Bright Legacy. Cris simultaneously founded Bright Legacy while completing a Master in Business Administration (MBA) degree from the University of Southern California – Marshall School of Business. While in business school, Cris was able further strengthen his skills of scaling businesses from all sizes, protecting business owners and their business, growing, and protecting wealth, and building optimized custom portfolios. Prior to earning an MBA at the Marshall School of Business, Cris was Senior Financial Advisor, lead Financial Planner and co-founder of The Cuevas & Calenzani Group at Raymond James Los Angeles. Here, Cris and his partner collectively managed over $100m of client assets spanning all over Southern California. Preceding leading a team at Raymond James, Cris came from Morgan Stanley, Private Wealth Management. While at Morgan Stanley, Cris led the firm in Financial Planning, having built over 3,000 financial plans for clients and businesses all over country. Cris also had the opportunity to work with incredible teams in both Los Angeles and San Francisco who managed over $1.5B in assets. Preceding joining Morgan Stanley, Cris earned his Bachelor of Science in Finance at the University of San Francisco (USFCA) where Mr. Cuevas currently sits on the alumni board and serves as an alumni mentor. While not in the office, Cris enjoys spending time with his family and friends, exploring national parks, camping, and coaching youth basketball. Education BS, Business Administration - Finance, University of San Francisco MBA, Master of Business Administration – Finance & Real Estate, University of Southern California – Marshall School of Business Volunteer University of San Francisco (USFCA) – Alumni Board Member & Alumni Mentor Los Angeles Police Foundation – Associate Member Volunteer Basketball Coach – National Junior Basketball League (NJB) Languages English & Spanish Office: 213.376.2255 Direct: 213.376.2257 Cris@BrightLegacyAMG.com

Nancy Etemad serves as Bright Legacy’s Chief Operations Officer and is an experienced financial professional with 30 years of experience. She has extensive experience in Wealth Management, Restricted Stock Trading, Retirement & Estate Planning and Charitable Giving. For 25- years she was working with some of the wealthiest decision makers of the American business community. She helped them invest, grown and give back to their communities during her time with Merrill Lynch. Nancy never considered being a teacher, but she loved educating her clients. She felt their sense of accomplishment when they met their goals of seeing their children graduate from college or when they took that first vacation after years of building their business. Nancy’s passion has always been to help people set up a nest-egg. She hated seeing many small businessowners leaving their business after long years of hard work with nothing or nearly nothing. A daughter of immigrants and a small restaurant owner, Nancy knew firsthand that a small business meant it was “all hands-on deck” 24/7. She worked side by side with her parents from being a dishwasher, to cleaning tables, to a waitress and to helping as a liaison to the shopping center where the restaurant was located. Being immigrants, Nancy’s parents did not know about business tools like tax savings accounts or retirement plans. They only knew hard work and sweat equity. Now with years of experience, Nancy wants to educate and show small business owners how to use the tools to build and secure a future for themselves and their families. Born in Hong Kong and arriving in the United States at age 7, Nancy was a leader even at that young age. She would be the one rounding up the kids on the playground to play tag or dodgeball. She wanted to be a teach people and thought being a news reporter would be a way to do that. While she worked in her parent’s restaurant, she interned at a radio station and worked part-time at a local news station. She continued for a couple of years until she graduated from Pasadena City College and attended Mount St. Mary’s College. She continued to balance helping her parents, school and now working at FOX News as a Planning Editor. As much as Nancy loved the news, unless you are in front of the camera, the hours are long, and the pay is not very good. Before she could graduate from college a couple of events happened that would change the course of Nancy’s future. Her father was hospitalized with internal bleeding and the family had to sell the restaurant. A new Managing Editor was hired at FOX NEWS, and he fired nearly everyone behind and in front of the camera. Nancy dusted herself off and was pickup up by KCAL to be their Planning Editor and Field Producer within a day. She stayed with them for a year until she took a hard turn in Market Research with JD Powers. For the next three years Nancy coordinated a research team to study high end cars and traveled through 28 states to complete research studies for some of the largest automakers in the world. After a whirlwind 3-years, Nancy decided to go back to a more traditional career. She landed with a Commodity Company dealing in Cotton and Soybean trading. After a long 5- years, Nancy was hired by Merrill Lynch to work with a High-Net-Worth Team in the Los Angeles Flagship Office. Nancy loved her time at Merrill Lynch. She moved east to Charlotte, NC with her husband and continued to work with Merrill Lynch in Charlotte. Nancy was in shock when the bottom fell out of stock market in 2008, and Bank of America acquired her beloved Merrill Lynch. She soon left Charlotte and Merrill Lynch and returned to Los Angeles. This was where her family and lifelong friends were. Nancy joined Raymond James and rediscovered her first love of educating people about ways to build a future for themselves. Most of her clients at Raymond James were not the top 1% like her clients at Merrill Lynch. These were your normal, hard working men and women who were striving to build a future for their families. Time flies by when you are doing what you love. After 5 years at Raymond James; Nancy joined forces with her good friend, Cris Cuevas, to begin Bright Legacy AMG LLC. The primary goal for Bright Legacy is to help small business owners build their nest egg so they can set their path to building a legacy for themselves and their families. Nancy has come full circle to be able to educate and help people build and secure a future for their families. When Nancy is not working, she loves to cook, travel and give time to help local women’s shelters. You can also find Nancy hiking the trails around the Pasadena foothills with her two Lab Mix: Bubbles and Coco. Nancy is also a lifelong San Francisco 49er’s fan and yes, she does listen to Classic Rock. Office: 213.376.2255 Direct: 213.376.2356 Nancy@BrightLegacyAMG.com